06
Dec

ebay Card
Quick Summary:
This is a MasterCard rewards card that normally offers rebates on specific brand merchandise or purchases. This offer is issued by GE Money. This card is intended for consumers, or “personal use” with a fair credit history. APR’s may vary among applicants, however the lowest standard APR is 12.24*%(V) – 21.24*%(V) and may be as high as 21.24%*, depending on your credit worthiness*.
Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate of 12.24%* may apply immediately. The lowest available APR is variable (V), meaning that the rate can change as U.S. prime rates fluctuate. The standard rate is currently listed as 12.24*%(V) – 21.24*%(V). Additionally, you can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.99% to the U.S. prime rate.
There is no annual fee for this card.*

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 644 is recommended for a higher chance of approval for the eBay MasterCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the eBay MasterCard® is at least 25 days*. So interest charges will not be applied during those days.
This card is intended for consumers, or “personal use”.
This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There were 5 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 40% of those applicants were approved. There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of “Fair Credit” then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 644, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:
Now you can get the rewards you want with every purchase you make, both on and off eBay. Choose from 3 unique card designs and the option to add your eBay User ID.

Open an account today to get all these great benefits:
* Rewards on eBay – Earn 1 reward point for every dollar you spend in purchases with your card-anywhere MasterCard is accepted. Then, you can redeem your points for anything on eBay!
* Safe Shipping – You’re protected if your eBay item is not received. Just notify GE Money Bank within 60 days of billing*.
* Fits Perfectly with PayPal® – You can view your Card spending and check your reward points right from your existing PayPal account. There’s no separate log-in needed. If you’re not already a verified PayPal member, you’ll become one automatically when you get your Card.
* Immediate Access to Credit – Apply and get a 30-second credit decision. You can start shopping with your eBay MasterCard account right away-and earning points towards rewards.
* Zero Liability – You won’t be liable for any unauthorized purchases made with your Card.
* 24/7 Customer Service
* No Annual Fee

Rewards and Benefits:
You’ll earn 1 point for every dollar you spend in purchases with your card-anywhere MasterCard is accepted. You can get your first Reward Voucher with 1,000 points, or save up your points for a larger eBay purchase later. When you want to redeem points, select a Reward Voucher and it will be ready and waiting for you in your PayPal® account. You can use your Reward Voucher for anything on eBay or you can apply it against your seller fees. It’s that simple!

* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

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