 |
Fees & limits |
 |
|
AccentBanking Non Resident Bank Account and bank debit card Transaction Fee Schedule, valid as of March 2009 and subject to change. Please review this page from time to time - any changes in the fee schedule will be published on this page only. Notification of changes may not be sent via email or any other method.
NEW LOWER RATES!
ALL FEES ARE IN US DOLLARS.
| Account activation fee- deducted from first deposit |
$15.00 |
| Monthly Service Charge |
$10.00 |
| Deposit to account (Balance* over $5,000.00) |
3% |
| Deposit to account (Balance* from $250 to $5000.00) |
4% |
| Deposit to account (Balance* under $250.00) |
5% |
| Transaction Fee Internet purchase CVV |
None |
| Transaction Fee Signature POS (each) |
None |
| Transaction Fee PIN POS (each) |
None |
| ATM Withdrawal Fee (each) (ATM fees may apply, charged by ATM owner) |
None |
| ATM Balance Inquiry Fee (each)(ATM fees may apply, charged by ATM owner) |
None |
| ATM Balance Decline Fee (each) (ATM fees may apply, charged by ATM owner) |
None |
| Account to Account Transfer Fee (within same bank) |
None |
| Cash Advance Fee from a POS device or bank teller (USA only) |
None |
| Reactivation Fee (min) |
$175.00 |
| Replacement Card Fee |
$75.00 |
| Wire Transfer Fee (send worldwide) |
from $45.00 |
| Wire Transfer Fee (receive worldwide)(3rd party bank fees may apply) |
from $10.00 |
| Account Closing Fee |
$35 +post. |
| Paper Statement Fee (each) |
inquire |
| Account NSF Fee - (ACH-POS payment with insufficient balance) |
$42.00+$7.00/day |
| Internal transfers |
query |
NOTES:
MICRO-DEPOSITS: the account can receive microdeposits.
PASS THROUGH ACCOUNTS: These are not 'pass through' accounts and a minimum average monthly balance of $100.00 is recomended. (Average balance over the course of a month, not fixed amount at all times).
A pass through account is one that is used with the purpose of receiving money from one source and immediately withdrawing or transferring to another (other than to yourself).
ACH TRANSFER TO THE ACCOUNT. The daily limit for undocumented transfers is US$ 1500.00 (default) however can easily be upgraded.
WIRE TRANSFER TO THE ACCOUNT. You can have wire transfer sent directly to the account. Standard undocumented amount is up to US$1500.00 (can be more with pre-notice). Wire Transfers must originate from prime US or International banks. If you are not sure if your sending bank is considered a Prime Bank, please contact AccentBanking (use the contact form on this site or in the client login). Wire transfer instructions are in the client login section of this site.
CHECK DEPOSIT. You may send a US issued check to be deposited. Not all checks will be accepted. Do not send personal checks, third party checks, joint checks, traveler's checks etc. Checks must be from US companies (such as PayPal, Google etc), know payment systems, and must be in US Dollars drawn on US banks. Check deposit details are in the Client Login section.
INTERNATIONAL CARD USE: a 3rd party ISF fee of 1-3% may be deducted for all card usage outside the USA. This is not an Accent program fee.
CARD LIMITS: standard setup: ATM $500/day, POS $1000/day
Balance* = balance on the first banking day of each month
Always Ask First! There is no fee to ask a question!
FDIC Insurance: Our bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage ($250,000.00) available under the FDIC’s general deposit insurance rules. |
|
Account activation fee will be charged to the account after the initial deposit(s). Minimum opening balance is US$100.00 (included in purchase price).
Micro Deposits are acceptable.
Overdrawn accounts will be terminated.
An account is "inactive" after 60 days.
ACCOUNT USAGE:
If you have any questions, please contact us prior to initiating any transfers or deposits.
You must be at least 18 years of age to apply. Limits are not a guarantee of service. Certain transactions may be denied. |
